NY State MLS Blog

The following is a summary of the changes that were enacted on June 14, 2019 under the Statewide Housing Security and Tenant Protection Act of 2019. The Act took effect immediately and applies to all special proceedings (ie: Summary Proceedings) commenced on or after June 14, 2019. The effective date of any provision other than on or after June 14, 2019 is so noted. The Act amends/modifies

 

Prime Vs. Sub-Prime Here we go again. There is a difference between a prime loan and sub prime loan. And yes sub prime loans are back. This is different than FHA and conventional. A sub prime loan is for a borrower of marginal to bad credit and little or no income verification. The self employed often use sub prime

 

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